New Delhi, June 5, 2026
Jan Samarth Portal has processed around 54.10 lakh credit applications amounting to Rs 3,00,951 crore and enabled digital approvals for 49.55 lakh beneficiaries totalling Rs 2,76,493.78 crore, an official statement said on Friday.
The portal, launched on June 6, 2022, completes its fourth and has become a single‑window digital gateway for accessing institutional credit for sectors such as agriculture, business, housing, renewable energy and livelihoods.
Jan Samarth supports 16 credit‑linked central government schemes, is available in eight languages and operates 24×7 to simplify access for credit seekers.
The platform’s automated business‑rule engine matches applicants to the best‑suited scheme, auto‑fills required details and checks eligibility.
It gives in-principle sanction and sends the application with documents to the selected Bank branch via inbuilt automated Business rule engine.
It also keeps the beneficiaries updated at each stage of the journey, without necessitating multiple physical visits to bank branches.
Real-time checks across various government databases ensure faster loan processing. Key integration includes Local Government Directory (LGD), UDYAM, Unique Identification Authority of India (UIDAI), AgriStack, Startup Portal of DPIIT, LOKoS, etc.
Portal also facilitates assisted mode for submission of loan applications by Bank’ business correspondents or assisted partners. It can be accessed through a website and mobile application (available in both android and iOS). A separate mobile application is available for accessing real-time reports.
By reducing procedural complexities and improving accessibility, it is strengthening ease of access to institutional credit for citizens nationwide.
“The initiative also ensures end-to-end integration of all activities and processes related to linked government schemes. This reflects the government’s commitment towards digital financial inclusion, efficient credit delivery, and inclusive economic empowerment,” the statement noted.
The portal has also onboarded 269 member lending institutions to choose from, which include 12 public sector banks, 20 private sector banks, 19 Non-Banking Financial Company (NBFCs) and several others.(Agency)
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