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Punjab Approves Landmark ₹10 Lakh Cashless Healthcare Scheme for All Residents

Chandigarh, July 10, 2025 (Yes Punjab News)
In a pioneering move that places Punjab at the forefront of healthcare reform, the Punjab Cabinet, under the leadership of Chief Minister Bhagwant Singh Mann, has approved the Mukh Mantri Sehat Yojna—a first-in-India initiative offering cashless medical treatment worth ₹10 lakh per family to all state residents.

The decision was formalized during a Cabinet meeting held at the CM’s official residence. A spokesperson from the Chief Minister’s Office confirmed that the scheme will officially roll out on October 2, 2025, offering comprehensive health coverage to all three crore citizens of Punjab.

“With this historic scheme, no one in Punjab will be denied quality healthcare due to financial constraints,” said CM Mann.

Unmatched Healthcare Access for All

The scheme, which significantly expands upon the earlier ₹5 lakh treatment limit, now ensures universal access to healthcare, including for government employees, pensioners, and low-income groups, without discrimination.

So far, over 550 private hospitals have been empanelled to provide treatment under this scheme, a number expected to cross 1,000 hospitals in the near future. Services will also be available at all government hospitals.

Health cards can be issued at Seva Kendras and Common Service Centers (CSCs), or residents can register online using their Aadhaar card or Voter ID. The cards will enable seamless access to treatment at empanelled institutions.

A Model for Welfare Governance

With this initiative, Punjab sets a benchmark in welfare governance, offering not only free healthcare, but also free education, power, and public transport to its residents. The Mukh Mantri Sehat Yojna aligns with the principle of “Sarbat da Bhala”, ensuring the well-being of every section of society.

Investor Relief: New Policy Implementation Deferred

In another significant decision, the Cabinet provided relief to real estate investors by adjusting the implementation date of charges like CLU, EDC, and LF under new project guidelines. Initially applicable from April 1, 2025, the new rates will now take effect from June 4, 2025.

This amendment ensures that projects submitted before June 4 are charged as per the earlier policy, offering a buffer to developers and encouraging investment stability in the real estate sector.

With healthcare, development, and investor confidence at the core of this session’s agenda, Punjab has taken a firm step toward a future rooted in equity, sustainability, and citizen-first policies.

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